Pembroke Holdings Group (“we,” “us,” “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website [pembrokeholdingsgroup.com] (the “Site”). Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.


1. Information We Collect
We may collect and process the following types of information:


1.1 Personal Information:
Identity Data: Your name, date of birth, and gender.
Contact Data: Your email address, postal address, and phone number.
Financial Data: Bank account details, payment card details, and transaction history.
Profile Data: Your username, password, preferences, and feedback.


1.2 Technical Data:
Usage Data: Information about how you use our Site, products, and services.
Device Data: Information about the devices you use to access the Site, including your IP address, browser type, operating system, and device identifiers.


1.3 Marketing and Communications Data:
Your preferences in receiving marketing communications from us and your communication preferences.


2. How We Collect Your Information
We collect information in various ways, including:


Directly from You: When you fill out forms on our Site, contact us via phone or email, or participate in surveys.
Automatically: As you navigate through the Site, we may use technologies such as cookies and server logs to collect information about your browsing behavior and device.
From Third Parties: We may receive information from partners, service providers, and public databases.


3. How We Use Your Information
We may use the information we collect from you for the following purposes:


To Provide Services: To process your transactions, manage your account, and deliver the services you request.
To Improve Our Site: To understand how our Site is used and to improve its content, layout, and functionality.
To Communicate with You: To send you updates, newsletters, and other communications related to your account or our services.
To Comply with Legal Obligations: To meet our legal, regulatory, and compliance obligations.
For Marketing: To provide you with information about products, services, and promotions that may interest you, subject to your consent.


4. Sharing Your Information
We do not sell or rent your personal information to third parties. However, we may share your information with:


Service Providers: Third-party vendors who assist us in operating our Site, conducting our business, or servicing you, provided those parties agree to keep your information confidential.
Legal and Regulatory Authorities: To comply with applicable laws, regulations, and legal processes.
Business Transfers: In the event of a merger, sale, or transfer of assets, your information may be transferred as part of the transaction.
Affiliates: We may share your information with our affiliates for internal business purposes.


5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small text files stored on your device that help us remember your preferences, understand how you interact with our Site, and provide you with personalized content.
You can manage your cookie preferences through your browser settings. However, disabling cookies may affect the functionality of the Site.


6. Data Security
We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. However, please be aware that no method of transmission over the internet or electronic storage is completely secure.


7. Your Rights
Under applicable data protection laws, you have the following rights regarding your personal information:


Access: You have the right to request a copy of the personal information we hold about you.
Rectification: You can ask us to correct any inaccuracies in your personal information.
Erasure: You may request that we delete your personal information, subject to certain conditions.
Restriction: You can ask us to restrict the processing of your personal information.
Portability: You have the right to receive your personal information in a structured, commonly used format.
Objection: You can object to the processing of your personal information for direct marketing purposes.


8. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies before providing any personal information.

9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on this page and updating the “Effective Date” at the top of the page.